Power ATM transactions with self-service capabilities for bank customers via ATM and reduce the need for your customers to go into a branch.

Deliver more than just cash withdrawal services to your customers with our product

Customers can do so much more with an ATM than just withdrawing cash.

Account opening allows prospects to easily open new accounts using any of your ATMs

BVN linking enables customers to link their BVN to their bank accounts.

Bill payment enables customers to purchase airtime, data, pay utility bills, etc., via ATM.

Phone number update enables customers to easily update phone numbers linked to their accounts via ATM.

Fund transfer enables customers to carry out inter and infra-bank transfers using ATM channels.

Harness the full potential of ATMs.

Reduce your customers’ reliance on branches by offering self-service capabilities via ATMs. The result? Time-savings for you and your customers.

New sources of revenue

Our products offer users a convenient way of accessing a range of value-added banking services. You can monetise these services and use your institution’s ATMs as extra
sales channels.

Better customer experiences

Designed to monitor incidents, link each transaction to the user, facilitate dispute resolution, report on ATM status, and mitigate criminal activity. Receive real-time updates via SMS and email.

Increase productivity of customer support

Transactions like phone number updates, BVN linking, and instant loans would usually bring customers to the customer care desk in-branch. TWIG SECURE ATM VAS enables them to carry out transactions like these via an ATM. This frees up the customer support desk and increases productivity.

ATM Encryption Keys

TWIG SECURE ATM VAS enables banks to use ATM encryption keys across their ATM network. This protects sensitive information from being transferred to and from an ATM; encryption keys encrypt data, making it unusable by hackers even if they intercept data during transfer.

Flexible product, built with your business needs in mind


Allows for seamless integration to support your existing system and infrastructure and can be customised to meet your organisation’s needs.


Our product reduces the cost and complexity involved in building high-quality products and delivering delightful user experiences.


We deliver security where you need it and reliable infrastructure that enables innovation within the banking and payments ecosystem.


Our people are always available to talk to you to ensure that you integrate smoothly and build your products with minimal roadblocks.


We are constantly innovating and improving our product as well as releasing new features, ensuring that your company is equipped with the tools needed to build for the future.

TWIG SECURE ATM VAS is trusted by

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ATMs use TWIG Secure

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Start delivering exceptional customer experiences.